The lender will appraise you of their fees, charges and terms before you would enter any contract with them. Once you have been referred to a lending partner, they will assess your new application, provide you with a credit contract that they have assessed is not unsuitable for you and contact you with regards to the outcome of the application. We are a referral service only and we do not recommend a particular credit contract or specific credit contract. We aim to match you with a lender that practices responsible lending and abides by all rules and regulations.ĭisclaimer: Pocket Cash is a trading name of Fish4Loans Pty Ltd | ABN 89 603 132 618 | Australian Credit Licence Number 474107 We promise that by applying through Pocket Cash we will always act responsibly when finding you a lender. Sometimes, they just aren’t able to approve you, or approving you for a loan will overcommit you which is the last thing they want to do.
So, if you’re declined today, that’s not to say you will be declined on your future application. Lender’s criteria’s are always changing and so are your personal circumstances. If you are not approved you’re always eligible to apply again in the future. Every lender is going to have different eligibility and assessment criteria. We are unable to guarantee approval for everyone and sometimes, we just can’t source the right lender for you and your financial situation. If for some reason we cannot find you a lender or you are not approved, don’t panic too much.
With this in mind, we aim to find you only the best lender for your personal situation. We’d rather make it as simple and accessible as possible so that we can help out as many people as we can. We don’t believe in making personal finance as complicated as we possibly can. With Pocket Cash, you simply fill out just one quick application, we’ll sort through multiple lenders for you and you get a fast outcome. No messing around with multiple applications to different lenders. In a nutshell, we’re the lender-finding service that you need to help you find the right lender for your situation.
With just the touch of a button, you could have your finances sorted and an application winging its way to the right lender for you. Think of us as that helpful little friend in your pocket who is there to support you when things get difficult. The modern world is fast and chaotic, but your finances don’t have to be. And we know that time seems to be the one thing that we’re all running short of these days. When life gets stressful and you need a helping hand, we’re here to take the hassle out of money and find you the lender you need. At Pocket Cash, we take the hard work out of all things finance.
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